By offering financial services, we contribute to the development of a plentiful society.   We meet our customers’ needs to the utmost, and offer thorough explanations about our products.   We comply with laws of our country and with social norms, striving toward fair, transparent, and liberal business activities. Furthermore, we refuse to deal with any antisocial persons or organizations that threaten the order and security of society, and have no ties with such people whatsoever.   We are aware of our social responsibilities and mission in the public sphere as a member of NTT Group, to conduct ourselves based on high ethical standards.   We value communication with a wide range of people, including our clients, equity holders, and members of regional communities, to perform open-business activities.   We mutually accept the diversity of our individual natures and respect peoples’ personalities to improve our creativities and specialties.   We make efforts toward improving ourselves everyday, act according to our own free will, and undertake new challenges without fear of making mistakes.