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- Operating leases involve products which are predicted
to have reasonable value as used items in future. At the beginning of the term
of operating lease agreement, NTT FINANCE estimates the residual value of a lease
product - a utility product for which there is a second-hand market - and calculates
the lease fee by subtracting that residual value from the price of the item.
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| [Operating leases differ from finance leases in the following ways] |
- Because lease fees are calculated by deducting residual
value from the product price, you get to use the product for a lower price than
normal.
- You can choose the term of lease to suit your production
plans.
- You can choose off-balance-sheet transactions in
compliance with international accounting standards.
- Upon completion of the lease term, you can choose
to continue the lease, purchase the item or return it depending on what best suits
you.
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*NB: Items from some manufacturers or of some types may
not be available.
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