In May 2023, the NTT Group announced "New Value Creation & Sustainability 2027 Powered by IOWN," our new medium-term management strategy. The objective is to support global sustainability by delivering new value to customers and society and shifting business toward the realization of a sustainable society.

As the core financial entity of the NTT Group, we are committed to addressing various social challenges and intensifying our sustainability management. For these purposes, we have set five key topics: Contributing to a sustainable society through financial and payment services; Preserving the environment; Realizing a safe and secure society; Promoting Well-being; and Ensuring compliance and integrity. Associated with these topics, we have also defined twelve priority issues (Materiality Items) to guide our efforts in these areas. All five topics are important, but among them, we will especially focus on "Contributing to a sustainable society through financial and payment services" as it reflects our business activities and allows us to demonstrate our strengths more effectively.

Since our founding in 1985, our company has continually expanded and transformed its business areas, growing as the NTT Group's Integrated Payment and Financial Platformer with payments and finance as our two main pillars.

In the payments field, we operate billing and credit card businesses, handling the billing and collection of approximately 8 trillion yen (approximately 600 million transactions) in telecommunication charges as well as processing approximately 3 trillion yen in credit card payments each year. Through these points of contact with many customers, we leverage our expertise and know-how in the payment field to offer a diverse range of services focused on enhancing customer experience (CX), aiming to contribute to the realization of a more convenient and comfortable payment society for customers.

In the financial field, we operate financing and accounting businesses, raising approximately 6 trillion yen annually as well as preparing consolidated financial statements and performing accounting operations for approximately 950 group companies. In line with the NTT Group's goal of achieving a decarbonized, carbon-neutral society, we are committed to securing funds through green bonds and other financial instruments. To date, we have raised approximately 2 trillion yen in ESG-related funds providing financial support for the IOWN initiative advanced by NTT. Furthermore, we are committed to the realization of a decarbonized society by investing in venture companies and collaborating with advanced technology firms worldwide.

Moving forward, we will continue to support society with our stakeholders, such as our clients, business partners, and NTT Group companies, and realize a sustainable society through our financial and payment services.